Electric vs Gas Pool Heater: Operating Cost Comparison
Compare annual operating costs for an electric heat pump pool heater versus a gas pool heater, based on pool size, climate, and local energy rates.
Your pool heaters
Electric Heat Pump
Installed cost; BTU capacity should match pool size
Gas Pool Heater
Pool & season
Typical in-ground pool: 15,000–30,000 gallons
Average daytime temperature during your pool season
Energy rates
Season operating cost
Electric Heat Pump
$93
per season · COP 5.0
Gas Pool Heater
$164
per season · 83% efficient
Total cost of ownership
5-year total
10-year total
Gas Pool Heater saves you $791 over 10 years.
Break-even
Electric Heat Pump does not break even within the comparison period.
Year-by-year cumulative cost
Results are estimates only. Energy prices, rebates, and appliance costs vary by region and change over time. Rebate and tax credit amounts (including IRA incentives) should be verified with your utility provider or the IRS. This tool is for informational purposes only and should not be relied upon as financial or purchasing advice.
Methodology & assumptions
Season heating energy is calculated in two parts. The initial heat-up BTU raises the full pool volume from ambient to target temperature using water's heat capacity of 8.34 BTU per gallon per °F. The heat-loss BTU accounts for ongoing losses modeled at 2% of the heat-up load per day across the heating season — a conservative average that bundles convection, radiation, and evaporative losses for an uncovered pool.
Gas heater efficiency is set at 83% thermal efficiency (AFUE), typical of a mid-range gas pool heater. The electric heat pump uses a fixed COP of 5.0, representing a modern, properly sized unit operating at moderate ambient temperatures. Real COP varies with air temperature: COP is higher in warm weather and drops sharply below 50°F.
Gas cost is expressed per therm (100,000 BTU); electricity is per kWh (3,412 BTU). The 10-year total cost of ownership adds purchase price to cumulative season operating costs with no inflation adjustment. Pool covers can reduce heat loss by 50–70% and are not modeled here; adding one would substantially lower both heater types' seasonal costs.
Frequently asked questions
Which is cheaper to run — electric heat pump or gas pool heater?
Electric heat pump pool heaters have a COP of 5–7, delivering 5–7 BTU of heat per BTU of electricity consumed. Gas heaters operate at ~80–85% efficiency. At national average rates, heat pump pool heaters typically cost 30–60% less per month to operate, though they heat the pool more slowly.
How quickly does each type of pool heater warm the water?
A gas heater can raise a 20,000-gallon pool by 10°F in 5–8 hours. An electric heat pump takes 24–72 hours for the same temperature rise. Heat pumps are better for maintaining temperature; gas is better for quick warm-up after a cold night. Many pool owners use gas for rapid warm-up and a heat pump for ongoing maintenance.
What size heat pump do I need for my pool?
A common rule is 50,000 BTU per 10,000 gallons of pool water in moderate climates, or 100,000 BTU per 10,000 gallons in cooler climates. Manufacturers typically list required BTU capacity by pool size and climate zone. Undersizing a heat pump significantly reduces efficiency.
Do electric heat pumps work in cool weather?
Most electric pool heat pumps require ambient air temperatures above 45–50°F (7–10°C) to operate efficiently. Below 45°F, efficiency drops sharply and units may switch to electric resistance backup. This makes them ideal for the spring-fall shoulder seasons but less effective in very cold weather.
What is the lifespan of each pool heater type?
Electric heat pump pool heaters typically last 10–15 years with proper maintenance. Gas pool heaters last 7–12 years on average, with heat exchanger corrosion often limiting their lifespan. Both benefit from annual inspection, winterization, and keeping pool chemistry balanced to prevent corrosion.
Are there rebates for electric pool heaters?
Rebates for pool heaters vary by utility. Some utilities (notably in Florida, Arizona, and California) offer $100–$500 rebates for switching to an electric heat pump pool heater. There are no federal IRA credits specifically for pool heaters. Check your utility's website or DSIRE.org for local incentives.
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