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Appliance Rebate & Incentive Finder 2026

Enter your state and household income to see available HEEHRA point-of-sale rebates and state utility programs for each appliance you plan to buy. Federal IRA tax credits expired in 2025.

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Step 1 — Your household

Federal IRA tax credits expired. The 25C (heat pump), 30D (new EV), and 25E (used EV) credits were repealed July 4, 2025 (P.L. 119-21). This calculator shows HEEHRA rebates and state programs only.
Likely 50% HEEHRA eligible — HEEHRA covers 50% of costs between 80% and 150% of area median income (AMI); $75k–$140k is a rough national proxy. Verify your area's AMI at huduser.gov.

Step 2 — Which appliances?

Select every appliance you plan to purchase or upgrade
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Methodology & assumptions

The federal 25C credit (heat pumps, heat pump water heaters, panel upgrades) expired for property placed in service after December 31, 2025, and the 30D/25E EV credits expired for vehicles acquired after September 30, 2025 — both terminated by P.L. 119-21 (One Big Beautiful Bill Act, signed July 4, 2025). This calculator reflects $0 federal tax credit for new 2026 purchases. HEEHRA rebate amounts use the statutory maximums; actual amounts depend on your state program's rules and whether you are at 80% or 150% area median income.

State rebate amounts shown are representative program amounts for states with active programs as of 2026. Many states have not yet launched their HEEHRA programs; amounts and eligibility rules vary by utility and income level. Always confirm current availability directly with your state energy office or utility.

Income tier thresholds in this calculator use $75,000 and $140,000 as approximate proxies for the HEEHRA 80% AMI and 150% AMI thresholds, which vary by location. Visit huduser.gov to look up your area's exact median income limits.

Frequently asked questions

What is the IRA and how does it affect appliance rebates?

The Inflation Reduction Act (IRA), signed in August 2022, allocated $4.5 billion for the High-Efficiency Electric Home Rebates Act (HEEHRA) program and created expanded 25C and 30D/25E tax credits. The tax credits (25C, 30D, 25E) were repealed by the One Big Beautiful Bill Act signed July 4, 2025, effective December 31, 2025 (25C) and September 30, 2025 (30D/25E). The HEEHRA rebate program — a separate spending appropriation — was not repealed and remains available in states with active programs.

What's the difference between a tax credit and a rebate?

A tax credit reduces your federal income tax bill dollar-for-dollar when you file your return (you must owe taxes to benefit). A rebate is a point-of-sale discount that lowers the purchase price immediately, regardless of your tax situation. HEEHRA rebates are especially valuable for lower-income households.

How do I know if I qualify for HEEHRA rebates?

HEEHRA is income-capped. Households at ≤80% area median income (AMI) receive 100% of eligible costs as rebates. Households at 80–150% AMI receive 50% of eligible costs. Households above 150% AMI are not eligible for HEEHRA — and with the 25C tax credit expired as of December 31, 2025, no federal incentive remains for them. Look up your area's AMI at huduser.gov.

Can I combine IRA federal credits with state rebates?

State and utility rebates can generally be stacked with each other. For example, California's TECH Clean California rebate can be combined with utility-specific rebates from PG&E or SCE. Note: the federal 25C tax credit expired December 31, 2025 and is no longer available to stack. Check your state program's terms for any current stacking restrictions.

When will HEEHRA rebates be available in my state?

HEEHRA rebates are administered by each state's energy office. States must apply for federal funds and set up their own programs. As of mid-2026, many states have launched programs while others are still rolling out. Track your state's current status at rewiringamerica.org.

Are there rebates for home electrical panel upgrades?

The IRA 25C panel upgrade credit (up to $600) expired December 31, 2025 and is no longer available. HEEHRA still includes electrical panel upgrades as a standalone eligible improvement for income-qualified households (≤150% AMI) in states with active programs. Check your state energy office for availability.

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